While a number of studies have examined the savings performance of participants in the Individual Development Account (IDA) program, research about long-term program outcomes is limited. To fill this void, we present findings of a survey of IDA participants' asset holdings after they left the IDA program. Results document that those who successfully complete the IDA program report higher levels of asset ownership after completing the program, compared to those dropping out of the program prematurely. This supports the view that IDA programs affect the dispositions and behaviors necessary to successfully maintain a home, complete post-secondary education, and establish a small business.

Creative Commons License

Creative Commons Attribution-Noncommercial 4.0 License
This work is licensed under a Creative Commons Attribution-Noncommercial-Share Alike 4.0 License.



To view the content in your browser, please download Adobe Reader or, alternately,
you may Download the file to your hard drive.

NOTE: The latest versions of Adobe Reader do not support viewing PDF files within Firefox on Mac OS and if you are using a modern (Intel) Mac, there is no official plugin for viewing PDF files within the browser window.