This article reports findings from an online financial self-assessment tool, the Financial Fitness Quiz. The quiz consists of 20 statements about practices in financial management, saving and investing, insurance and estate planning, credit, and shopping. Data from the quiz are used to study the frequency of performance of 20 frequently recommended financial practices. Data were collected in 2003 from 2,155 respondents. Differences were found in total quiz scores by age, gender, education, income, and race. Comparisons of 2003 survey results with studies in 2001 and 2002 are presented, and implications for Extension educators are discussed.
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O’Neill, B., & Xiao, J. J. (2006). Financial Fitness Quiz Findings: Strengths, Weaknesses, and Disconnects. The Journal of Extension, 44(1), Article 15. https://tigerprints.clemson.edu/joe/vol44/iss1/15