Date of Award

August 2021

Document Type


Degree Name

Master of Science (MS)


Sociology, Anthropology and Criminal Justice

Committee Member

Andrew H. Mannheimer

Committee Member

Catherine Mobley

Committee Member

Kenneth L. Robinson

Committee Member

Daniel T. Greene


This paper explores the capital benefits derived from financial literacy programs and used as a means of poverty alleviation. Specifically, this paper focuses on cultural, social, and human capital. Examining financial literacy through the lens of capital allows one to explore how financial literacy is achieved through capital development. Unfortunately, access to this capital is limited and controlled by our social institutions. In conducting nine semi-structured interviews with coaches and participants of two separate financial literacy programs, findings show that participants do derive all three forms of capital. However, social capital and the fictive kinship relationships that were developed as a result of participating in the financial literacy programs were most emphasized. The implications of this focus on social capital is discussed.



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